Share Certificates (CDs)

Lock-in our most competitive certificate rates and let Union Square pay you! Choose a term that’s right for you.

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Dividends are credited monthly with disclosed dividend rate (Annual Percentage Rate/APR) and can be withdrawn on crediting day.  Minimum deposit to open - $500 for 1 year share certificate (CD), $1,000 for all other terms. Minimum balance to obtain the advertised rate - $500 for 1 year share certificate (CD), $1,000 for all other share certificate (CD) terms.  Compounded Annual Percentage Yield (APY) disclosed above.  Fees and withdrawal of dividends may reduce earnings.  An early withdrawal not otherwise permitted may be subject to a penalty.  The rate is subject to change after the maturity date.  Other restrictions may apply.